JN Cayman offers certificates of deposit denominated in Cayman and US dollars at competitive interest rates and tenor. Deposit terms range from three months to a year. Deposits can be as low as $5,000 or as high as $100,000 and over. Interest is accrued daily. Customers will receive a detailed certificate at the time of issuance.

The Society monitors market rates daily to ensure that its rate schedule is always among the most competitive in Cayman. The Society will negotiate rates on deposits over CI/US$100,000.